City Comparison

Chesapeake vs Overland Park

Cost of Living Comparison · 2026

Chesapeake

Virginia
104
Average
$385,000
Median Home
$1,550/mo
Median Rent
$94,200
Median Income

Overland Park

Kansas
106
Above Average
$414,000
Median Home
$1,450/mo
Median Rent
$104,800
Median Income

The Verdict

1.9%

The cost gap between these cities is 1.9%, with Chesapeake being the more affordable option. A $75,000 income in Chesapeake has equivalent purchasing power to $76,442 in Overland Park.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
120
Chesapeake
109
Overland Park
Groceries
102
Chesapeake
96
Overland Park
Utilities
105
Chesapeake
98
Overland Park
Transportation
100
Chesapeake
95
Overland Park
Healthcare
97
Chesapeake
102
Overland Park

Salary Equivalence

A $75,000 salary in Chesapeake has the same purchasing power as $76,442 in Overland Park.

Conversely, $75,000 in Overland Park equals $73,585 in Chesapeake.

Living in Chesapeake vs Overland Park

Housing Costs

Chesapeake's housing index of 120 is higher Overland Park's 109, translating to median home prices of $385,000 vs $414,000. The $29,000 difference in home prices means roughly $1,884 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,550/mo in Chesapeake compared to $1,450/mo in Overland Park, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 102 in Chesapeake and 96 in Overland Park. A household spending the national average of $475/month on groceries would pay approximately $485/month in Chesapeake vs $456/month in Overland Park. Overland Park offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 105 in Chesapeake and 98 in Overland Park. Monthly utility bills average approximately $420 in Chesapeake vs $392 in Overland Park. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 97 in Chesapeake and 102 in Overland Park. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $94,200 in Chesapeake and $104,800 in Overland Park. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $90,577 and $98,868 respectively. Overland Park residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,198/month to housing in Chesapeake vs $2,445/month in Overland Park. In Chesapeake, median rent of $1,550/mo fits within this budget. In Overland Park, median rent of $1,450/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 11 index points — focus your budget analysis there.

Frequently Asked Questions

Chesapeake is 1.9% more affordable overall with an index of 104 vs 106.
A $75,000 salary in Chesapeake has equivalent purchasing power to approximately $76,442 in Overland Park, based on the cost of living difference.
Chesapeake's housing index is 120 with median homes at $385,000, while Overland Park's is 109 with median homes at $414,000.

Moving & Relocation Resources

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