City Comparison

Chesapeake vs Newport News

Cost of Living Comparison · 2026

Chesapeake

Virginia
104
Average
$385,000
Median Home
$1,550/mo
Median Rent
$94,200
Median Income

Newport News

Virginia
92
Below Average
$261,000
Median Home
$1,175/mo
Median Rent
$69,600
Median Income

The Verdict

13.0%

Living in Newport News costs 13.0% less than Chesapeake. To match the purchasing power of a $75,000 salary in Chesapeake, you would need $66,346 in Newport News.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
120
Chesapeake
75
Newport News
Groceries
102
Chesapeake
99
Newport News
Utilities
105
Chesapeake
104
Newport News
Transportation
100
Chesapeake
96
Newport News
Healthcare
97
Chesapeake
111
Newport News

Salary Equivalence

A $75,000 salary in Chesapeake has the same purchasing power as $66,346 in Newport News.

Conversely, $75,000 in Newport News equals $84,783 in Chesapeake.

Living in Chesapeake vs Newport News

Housing Costs

Chesapeake's housing index of 120 is higher Newport News's 75, translating to median home prices of $385,000 vs $261,000. The $124,000 difference in home prices means roughly $8,064 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,550/mo in Chesapeake compared to $1,175/mo in Newport News, a monthly difference of $375.

Grocery & Food Costs

Grocery expenses index at 102 in Chesapeake and 99 in Newport News. A household spending the national average of $475/month on groceries would pay approximately $485/month in Chesapeake vs $470/month in Newport News. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 105 in Chesapeake and 104 in Newport News. Monthly utility bills average approximately $420 in Chesapeake vs $416 in Newport News. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 97 in Chesapeake and 111 in Newport News. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $94,200 in Chesapeake and $69,600 in Newport News. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $90,577 and $75,652 respectively. Chesapeake residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,198/month to housing in Chesapeake vs $1,624/month in Newport News. In Chesapeake, median rent of $1,550/mo fits within this budget. In Newport News, median rent of $1,175/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 45 index points — focus your budget analysis there.

Frequently Asked Questions

Newport News is 13.0% more affordable overall with an index of 92 vs 104.
A $75,000 salary in Chesapeake has equivalent purchasing power to approximately $66,346 in Newport News, based on the cost of living difference.
Chesapeake's housing index is 120 with median homes at $385,000, while Newport News's is 75 with median homes at $261,000.

Moving & Relocation Resources

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