City Comparison

Chesapeake vs Johnson City

Cost of Living Comparison · 2026

Chesapeake

Virginia
104
Average
$385,000
Median Home
$1,550/mo
Median Rent
$94,200
Median Income

Johnson City

Tennessee
85
Very Affordable
$276,000
Median Home
$1,025/mo
Median Rent
$55,400
Median Income

The Verdict

22.4%

The cost gap between these cities is 22.4%, with Johnson City being the more affordable option. A $75,000 income in Chesapeake has equivalent purchasing power to $61,298 in Johnson City.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
120
Chesapeake
66
Johnson City
Groceries
102
Chesapeake
95
Johnson City
Utilities
105
Chesapeake
95
Johnson City
Transportation
100
Chesapeake
88
Johnson City
Healthcare
97
Chesapeake
94
Johnson City

Salary Equivalence

A $75,000 salary in Chesapeake has the same purchasing power as $61,298 in Johnson City.

Conversely, $75,000 in Johnson City equals $91,765 in Chesapeake.

Living in Chesapeake vs Johnson City

Housing Costs

Chesapeake's housing index of 120 is higher Johnson City's 66, translating to median home prices of $385,000 vs $276,000. The $109,000 difference in home prices means roughly $7,080 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,550/mo in Chesapeake compared to $1,025/mo in Johnson City, a monthly difference of $525.

Grocery & Food Costs

Grocery expenses index at 102 in Chesapeake and 95 in Johnson City. A household spending the national average of $475/month on groceries would pay approximately $485/month in Chesapeake vs $451/month in Johnson City. Johnson City offers a meaningful advantage on everyday food costs, saving roughly $408/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 105 in Chesapeake and 95 in Johnson City. Monthly utility bills average approximately $420 in Chesapeake vs $380 in Johnson City. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 97 in Chesapeake and 94 in Johnson City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $94,200 in Chesapeake and $55,400 in Johnson City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $90,577 and $65,176 respectively. Chesapeake residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,198/month to housing in Chesapeake vs $1,293/month in Johnson City. In Chesapeake, median rent of $1,550/mo fits within this budget. In Johnson City, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 54 index points — focus your budget analysis there.

Frequently Asked Questions

Johnson City is 22.4% more affordable overall with an index of 85 vs 104.
A $75,000 salary in Chesapeake has equivalent purchasing power to approximately $61,298 in Johnson City, based on the cost of living difference.
Chesapeake's housing index is 120 with median homes at $385,000, while Johnson City's is 66 with median homes at $276,000.

Moving & Relocation Resources

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