Chesapeake vs Gilbert
Cost of Living Comparison · 2026
Chesapeake
Gilbert
The Verdict
Living in Chesapeake costs 6.3% less than Gilbert. To match the purchasing power of a $75,000 salary in Chesapeake, you would need $80,048 in Gilbert.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Chesapeake has the same purchasing power as $80,048 in Gilbert.
Conversely, $75,000 in Gilbert equals $70,270 in Chesapeake.
Living in Chesapeake vs Gilbert
Housing Costs
Chesapeake's housing index of 120 is lower Gilbert's 128, translating to median home prices of $385,000 vs $470,000. The $85,000 difference in home prices means roughly $5,520 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,550/mo in Chesapeake compared to $1,700/mo in Gilbert, a monthly difference of $150.
Grocery & Food Costs
Grocery expenses index at 102 in Chesapeake and 100 in Gilbert. A household spending the national average of $475/month on groceries would pay approximately $485/month in Chesapeake vs $475/month in Gilbert. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 105 in Chesapeake and 96 in Gilbert. Monthly utility bills average approximately $420 in Chesapeake vs $384 in Gilbert. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 97 in Chesapeake and 95 in Gilbert. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $94,200 in Chesapeake and $94,518 in Gilbert. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $90,577 and $85,151 respectively. Chesapeake residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,198/month to housing in Chesapeake vs $2,205/month in Gilbert. In Chesapeake, median rent of $1,550/mo fits within this budget. In Gilbert, median rent of $1,700/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 9 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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