City Comparison

Chesapeake vs Fishers

Cost of Living Comparison · 2026

Chesapeake

Virginia
104
Average
$385,000
Median Home
$1,550/mo
Median Rent
$94,200
Median Income

Fishers

Indiana
106
Above Average
$391,000
Median Home
$1,475/mo
Median Rent
$130,200
Median Income

The Verdict

1.9%

Living in Chesapeake costs 1.9% less than Fishers. To match the purchasing power of a $75,000 salary in Chesapeake, you would need $76,442 in Fishers.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
120
Chesapeake
120
Fishers
Groceries
102
Chesapeake
99
Fishers
Utilities
105
Chesapeake
100
Fishers
Transportation
100
Chesapeake
102
Fishers
Healthcare
97
Chesapeake
99
Fishers

Salary Equivalence

A $75,000 salary in Chesapeake has the same purchasing power as $76,442 in Fishers.

Conversely, $75,000 in Fishers equals $73,585 in Chesapeake.

Living in Chesapeake vs Fishers

Housing Costs

Chesapeake's housing index of 120 is equal to Fishers's 120, translating to median home prices of $385,000 vs $391,000. The $6,000 difference in home prices means roughly $396 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,550/mo in Chesapeake compared to $1,475/mo in Fishers, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 102 in Chesapeake and 99 in Fishers. A household spending the national average of $475/month on groceries would pay approximately $485/month in Chesapeake vs $470/month in Fishers. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 105 in Chesapeake and 100 in Fishers. Monthly utility bills average approximately $420 in Chesapeake vs $400 in Fishers. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 97 in Chesapeake and 99 in Fishers. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $94,200 in Chesapeake and $130,200 in Fishers. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $90,577 and $122,830 respectively. Fishers residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,198/month to housing in Chesapeake vs $3,038/month in Fishers. In Chesapeake, median rent of $1,550/mo fits within this budget. In Fishers, median rent of $1,475/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 5 index points — focus your budget analysis there.

Frequently Asked Questions

Chesapeake is 1.9% more affordable overall with an index of 104 vs 106.
A $75,000 salary in Chesapeake has equivalent purchasing power to approximately $76,442 in Fishers, based on the cost of living difference.
Chesapeake's housing index is 120 with median homes at $385,000, while Fishers's is 120 with median homes at $391,000.

Moving & Relocation Resources

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