Chesapeake vs Clarksville
Cost of Living Comparison · 2026
Chesapeake
Clarksville
The Verdict
Living in Clarksville costs 16.9% less than Chesapeake. To match the purchasing power of a $75,000 salary in Chesapeake, you would need $64,183 in Clarksville.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Chesapeake has the same purchasing power as $64,183 in Clarksville.
Conversely, $75,000 in Clarksville equals $87,640 in Chesapeake.
Living in Chesapeake vs Clarksville
Housing Costs
Chesapeake's housing index of 120 is higher Clarksville's 91, translating to median home prices of $385,000 vs $304,000. The $81,000 difference in home prices means roughly $5,268 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,550/mo in Chesapeake compared to $1,225/mo in Clarksville, a monthly difference of $325.
Grocery & Food Costs
Grocery expenses index at 102 in Chesapeake and 100 in Clarksville. A household spending the national average of $475/month on groceries would pay approximately $485/month in Chesapeake vs $475/month in Clarksville. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 105 in Chesapeake and 103 in Clarksville. Monthly utility bills average approximately $420 in Chesapeake vs $412 in Clarksville. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 97 in Chesapeake and 93 in Clarksville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $94,200 in Chesapeake and $63,700 in Clarksville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $90,577 and $71,573 respectively. Chesapeake residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,198/month to housing in Chesapeake vs $1,486/month in Clarksville. In Chesapeake, median rent of $1,550/mo fits within this budget. In Clarksville, median rent of $1,225/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 29 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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