City Comparison

Chattanooga vs West Valley City

Cost of Living Comparison · 2026

Chattanooga

Tennessee
89
Below Average
$255,000
Median Home
$1,200/mo
Median Rent
$46,054
Median Income

West Valley City

Utah
107
Above Average
$485,000
Median Home
$1,350/mo
Median Rent
$72,600
Median Income

The Verdict

16.8%

Living in Chattanooga costs 16.8% less than West Valley City. To match the purchasing power of a $75,000 salary in Chattanooga, you would need $90,169 in West Valley City.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
76
Chattanooga
129
West Valley City
Groceries
94
Chattanooga
100
West Valley City
Utilities
91
Chattanooga
88
West Valley City
Transportation
97
Chattanooga
106
West Valley City
Healthcare
92
Chattanooga
95
West Valley City

Salary Equivalence

A $75,000 salary in Chattanooga has the same purchasing power as $90,169 in West Valley City.

Conversely, $75,000 in West Valley City equals $62,383 in Chattanooga.

Living in Chattanooga vs West Valley City

Housing Costs

Chattanooga's housing index of 76 is lower West Valley City's 129, translating to median home prices of $255,000 vs $485,000. The $230,000 difference in home prices means roughly $14,952 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Chattanooga compared to $1,350/mo in West Valley City, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 94 in Chattanooga and 100 in West Valley City. A household spending the national average of $475/month on groceries would pay approximately $447/month in Chattanooga vs $475/month in West Valley City. Chattanooga offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 91 in Chattanooga and 88 in West Valley City. Monthly utility bills average approximately $364 in Chattanooga vs $352 in West Valley City. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 92 in Chattanooga and 95 in West Valley City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $46,054 in Chattanooga and $72,600 in West Valley City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $51,746 and $67,850 respectively. West Valley City residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,075/month to housing in Chattanooga vs $1,694/month in West Valley City. In Chattanooga, median rent of $1,200/mo exceeds this threshold, suggesting renters may feel stretched. In West Valley City, median rent of $1,350/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 53 index points — focus your budget analysis there.

Frequently Asked Questions

Chattanooga is 16.8% more affordable overall with an index of 89 vs 107.
A $75,000 salary in Chattanooga has equivalent purchasing power to approximately $90,169 in West Valley City, based on the cost of living difference.
Chattanooga's housing index is 76 with median homes at $255,000, while West Valley City's is 129 with median homes at $485,000.

Moving & Relocation Resources

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