Side-by-side cost of living comparison for 2026
15% cheaper
Chattanooga is 15% more affordable than Virginia Beach. A $75,000 salary in Virginia Beach is equivalent to $63,571 in Chattanooga.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Tennessee salaries · Virginia salaries
Housing is typically the biggest factor in any cost-of-living comparison. Chattanooga has a housing index of 76 while Virginia Beach sits at 112 (national average = 100). The median home in Chattanooga costs $255,000 compared to $310,000 in Virginia Beach, a difference of $55,000. Monthly rent follows a similar pattern: $1,200 in Chattanooga versus $1,500 in Virginia Beach.
Groceries and everyday expenses show a notable difference: Chattanooga scores 94 while Virginia Beach scores 100.
Healthcare costs in Chattanooga (92) are lower than Virginia Beach (99).
Median household income in Chattanooga is $46,054 compared to $73,418 in Virginia Beach. When adjusted for cost of living, income goes further in Chattanooga.
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