Side-by-side cost of living comparison for 2026
24% cheaper
Chattanooga is 24% more affordable than Santa Fe. A $75,000 salary in Santa Fe is equivalent to $57,051 in Chattanooga.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Tennessee salaries · New Mexico salaries
Housing is typically the biggest factor in any cost-of-living comparison. Chattanooga has a housing index of 76 while Santa Fe sits at 153 (national average = 100). The median home in Chattanooga costs $255,000 compared to $480,000 in Santa Fe, a difference of $225,000. Monthly rent follows a similar pattern: $1,200 in Chattanooga versus $1,600 in Santa Fe.
Groceries and everyday expenses show a notable difference: Chattanooga scores 94 while Santa Fe scores 103.
Healthcare costs in Chattanooga (92) are lower than Santa Fe (95).
Median household income in Chattanooga is $46,054 compared to $61,982 in Santa Fe. When adjusted for cost of living, income goes further in Chattanooga.
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