Side-by-side cost of living comparison for 2026
14% cheaper
Chattanooga is 14% more affordable than Provo. A $75,000 salary in Provo is equivalent to $64,183 in Chattanooga.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Tennessee salaries · Utah salaries
Housing is typically the biggest factor in any cost-of-living comparison. Chattanooga has a housing index of 76 while Provo sits at 112 (national average = 100). The median home in Chattanooga costs $255,000 compared to $380,000 in Provo, a difference of $125,000. Monthly rent follows a similar pattern: $1,200 in Chattanooga versus $1,300 in Provo.
Groceries and everyday expenses show a narrower gap: Chattanooga scores 94 while Provo scores 98.
Healthcare costs in Chattanooga (92) are lower than Provo (97).
Median household income in Chattanooga is $46,054 compared to $51,048 in Provo. When adjusted for cost of living, income goes further in Chattanooga.
Amazon affiliate links