Chattanooga vs Peoria

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Chattanooga has the same purchasing power as $64,045 in Peoria.

Conversely, $75,000 in Peoria equals $87,829 in Chattanooga.

Living in Chattanooga vs Peoria

Housing Costs

Chattanooga's housing index of 76 is higher Peoria's 42, translating to median home prices of $255,000 vs $164,000. The $91,000 difference in home prices means roughly $5,916 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Chattanooga compared to $1,000/mo in Peoria, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 94 in Chattanooga and 97 in Peoria. A household spending the national average of $475/month on groceries would pay approximately $447/month in Chattanooga vs $461/month in Peoria. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 91 in Chattanooga and 103 in Peoria. Monthly utility bills average approximately $364 in Chattanooga vs $412 in Peoria. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 92 in Chattanooga and 107 in Peoria. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $46,054 in Chattanooga and $58,700 in Peoria. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $51,746 and $77,237 respectively. Peoria residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,075/month to housing in Chattanooga vs $1,370/month in Peoria. In Chattanooga, median rent of $1,200/mo exceeds this threshold, suggesting renters may feel stretched. In Peoria, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 34 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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