Side-by-side cost of living comparison for 2026
52% cheaper
Chattanooga is 52% more affordable than Honolulu. A $75,000 salary in Honolulu is equivalent to $35,887 in Chattanooga.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Tennessee salaries · Hawaii salaries
Housing is typically the biggest factor in any cost-of-living comparison. Chattanooga has a housing index of 76 while Honolulu sits at 275 (national average = 100). The median home in Chattanooga costs $255,000 compared to $720,000 in Honolulu, a difference of $465,000. Monthly rent follows a similar pattern: $1,200 in Chattanooga versus $2,400 in Honolulu.
Groceries and everyday expenses show a notable difference: Chattanooga scores 94 while Honolulu scores 138.
Healthcare costs in Chattanooga (92) are lower than Honolulu (107).
Median household income in Chattanooga is $46,054 compared to $71,465 in Honolulu. When adjusted for cost of living, income goes further in Chattanooga.
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