Side-by-side cost of living comparison for 2026
Chattanooga and Cincinnati have very similar costs of living, with less than a 3% difference overall.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Tennessee salaries · Ohio salaries
Housing is typically the biggest factor in any cost-of-living comparison. Chattanooga has a housing index of 76 while Cincinnati sits at 76 (national average = 100). The median home in Chattanooga costs $255,000 compared to $195,000 in Cincinnati, a difference of $60,000. Monthly rent follows a similar pattern: $1,200 in Chattanooga versus $1,100 in Cincinnati.
Groceries and everyday expenses show a notable difference: Chattanooga scores 94 while Cincinnati scores 99.
Healthcare costs in Chattanooga (92) are lower than Cincinnati (96).
Median household income in Chattanooga is $46,054 compared to $44,003 in Cincinnati. When adjusted for cost of living, purchasing power is similar in both cities.
Amazon affiliate links