Side-by-side cost of living comparison for 2026
34% cheaper
Charlotte is 34% more affordable than Seattle. A $75,000 salary in Seattle is equivalent to $49,342 in Charlotte.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: North Carolina salaries · Washington salaries
Housing is typically the biggest factor in any cost-of-living comparison. Charlotte has a housing index of 99 while Seattle sits at 224 (national average = 100). The median home in Charlotte costs $330,000 compared to $750,000 in Seattle, a difference of $420,000. Monthly rent follows a similar pattern: $1,500 in Charlotte versus $2,300 in Seattle.
Groceries and everyday expenses show a notable difference: Charlotte scores 101 while Seattle scores 109.
Healthcare costs in Charlotte (105) are lower than Seattle (109).
Median household income in Charlotte is $62,308 compared to $97,185 in Seattle. When adjusted for cost of living, income goes further in Charlotte.
Amazon affiliate links