Side-by-side cost of living comparison for 2026
7% cheaper
Murfreesboro is 7% more affordable than Charlotte. A $75,000 salary in Charlotte is equivalent to $69,750 in Murfreesboro.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: North Carolina salaries · Tennessee salaries
Housing is typically the biggest factor in any cost-of-living comparison. Charlotte has a housing index of 99 while Murfreesboro sits at 85 (national average = 100). The median home in Charlotte costs $330,000 compared to $325,000 in Murfreesboro, a difference of $5,000. Monthly rent follows a similar pattern: $1,500 in Charlotte versus $1,350 in Murfreesboro.
Groceries and everyday expenses show a notable difference: Charlotte scores 101 while Murfreesboro scores 95. Both cities are close to the national average for grocery costs.
Healthcare costs in Charlotte (105) are higher than Murfreesboro (96). Both are close to the national average.
Median household income in Charlotte is $62,308 compared to $55,200 in Murfreesboro. When adjusted for cost of living, income goes further in Murfreesboro.
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