Side-by-side cost of living comparison for 2026
13% cheaper
Charlotte is 13% more affordable than Frisco. A $75,000 salary in Frisco is equivalent to $65,217 in Charlotte.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: North Carolina salaries · Texas salaries
Housing is typically the biggest factor in any cost-of-living comparison. Charlotte has a housing index of 99 while Frisco sits at 142 (national average = 100). The median home in Charlotte costs $330,000 compared to $500,000 in Frisco, a difference of $170,000. Monthly rent follows a similar pattern: $1,500 in Charlotte versus $1,900 in Frisco.
Groceries and everyday expenses show a narrower gap: Charlotte scores 101 while Frisco scores 99. Both cities are close to the national average for grocery costs.
Healthcare costs in Charlotte (105) are higher than Frisco (100). Both are close to the national average.
Median household income in Charlotte is $62,308 compared to $126,048 in Frisco. When adjusted for cost of living, income goes further in Charlotte.
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