City Comparison

Charleston vs Round Rock

Cost of Living Comparison · 2026

Charleston

West Virginia
85
Very Affordable
$135,000
Median Home
$850/mo
Median Rent
$42,034
Median Income

Round Rock

Texas
101
Average
$413,000
Median Home
$1,400/mo
Median Rent
$100,500
Median Income

The Verdict

15.8%

The cost gap between these cities is 15.8%, with Charleston being the more affordable option. A $75,000 income in Charleston has equivalent purchasing power to $89,118 in Round Rock.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
62
Charleston
92
Round Rock
Groceries
97
Charleston
96
Round Rock
Utilities
92
Charleston
109
Round Rock
Transportation
97
Charleston
99
Round Rock
Healthcare
91
Charleston
96
Round Rock

Salary Equivalence

A $75,000 salary in Charleston has the same purchasing power as $89,118 in Round Rock.

Conversely, $75,000 in Round Rock equals $63,119 in Charleston.

Living in Charleston vs Round Rock

Housing Costs

Charleston's housing index of 62 is lower Round Rock's 92, translating to median home prices of $135,000 vs $413,000. The $278,000 difference in home prices means roughly $18,072 per year in additional mortgage costs at current rates. Renters face a similar gap: $850/mo in Charleston compared to $1,400/mo in Round Rock, a monthly difference of $550.

Grocery & Food Costs

Grocery expenses index at 97 in Charleston and 96 in Round Rock. A household spending the national average of $475/month on groceries would pay approximately $461/month in Charleston vs $456/month in Round Rock. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Charleston and 109 in Round Rock. Monthly utility bills average approximately $368 in Charleston vs $436 in Round Rock. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 91 in Charleston and 96 in Round Rock. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $42,034 in Charleston and $100,500 in Round Rock. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $49,452 and $99,505 respectively. Round Rock residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $981/month to housing in Charleston vs $2,345/month in Round Rock. In Charleston, median rent of $850/mo fits within this budget. In Round Rock, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 30 index points — focus your budget analysis there.

Frequently Asked Questions

Charleston is 15.8% more affordable overall with an index of 85 vs 101.
A $75,000 salary in Charleston has equivalent purchasing power to approximately $89,118 in Round Rock, based on the cost of living difference.
Charleston's housing index is 62 with median homes at $135,000, while Round Rock's is 92 with median homes at $413,000.

Moving & Relocation Resources

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