City Comparison

Charleston vs Port St Lucie

Cost of Living Comparison · 2026

Charleston

West Virginia
85
Very Affordable
$135,000
Median Home
$850/mo
Median Rent
$42,034
Median Income

Port St Lucie

Florida
99
Average
$384,000
Median Home
$1,800/mo
Median Rent
$81,100
Median Income

The Verdict

14.1%

The cost gap between these cities is 14.1%, with Charleston being the more affordable option. A $75,000 income in Charleston has equivalent purchasing power to $87,353 in Port St Lucie.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
62
Charleston
103
Port St Lucie
Groceries
97
Charleston
102
Port St Lucie
Utilities
92
Charleston
93
Port St Lucie
Transportation
97
Charleston
102
Port St Lucie
Healthcare
91
Charleston
96
Port St Lucie

Salary Equivalence

A $75,000 salary in Charleston has the same purchasing power as $87,353 in Port St Lucie.

Conversely, $75,000 in Port St Lucie equals $64,394 in Charleston.

Living in Charleston vs Port St Lucie

Housing Costs

Charleston's housing index of 62 is lower Port St Lucie's 103, translating to median home prices of $135,000 vs $384,000. The $249,000 difference in home prices means roughly $16,188 per year in additional mortgage costs at current rates. Renters face a similar gap: $850/mo in Charleston compared to $1,800/mo in Port St Lucie, a monthly difference of $950.

Grocery & Food Costs

Grocery expenses index at 97 in Charleston and 102 in Port St Lucie. A household spending the national average of $475/month on groceries would pay approximately $461/month in Charleston vs $485/month in Port St Lucie. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Charleston and 93 in Port St Lucie. Monthly utility bills average approximately $368 in Charleston vs $372 in Port St Lucie. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 91 in Charleston and 96 in Port St Lucie. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $42,034 in Charleston and $81,100 in Port St Lucie. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $49,452 and $81,919 respectively. Port St Lucie residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $981/month to housing in Charleston vs $1,892/month in Port St Lucie. In Charleston, median rent of $850/mo fits within this budget. In Port St Lucie, median rent of $1,800/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 41 index points — focus your budget analysis there.

Frequently Asked Questions

Charleston is 14.1% more affordable overall with an index of 85 vs 99.
A $75,000 salary in Charleston has equivalent purchasing power to approximately $87,353 in Port St Lucie, based on the cost of living difference.
Charleston's housing index is 62 with median homes at $135,000, while Port St Lucie's is 103 with median homes at $384,000.

Moving & Relocation Resources

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