City Comparison

Charleston vs Overland Park

Cost of Living Comparison · 2026

Charleston

West Virginia
85
Very Affordable
$135,000
Median Home
$850/mo
Median Rent
$42,034
Median Income

Overland Park

Kansas
106
Above Average
$414,000
Median Home
$1,450/mo
Median Rent
$104,800
Median Income

The Verdict

19.8%

Living in Charleston costs 19.8% less than Overland Park. To match the purchasing power of a $75,000 salary in Charleston, you would need $93,529 in Overland Park.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
62
Charleston
109
Overland Park
Groceries
97
Charleston
96
Overland Park
Utilities
92
Charleston
98
Overland Park
Transportation
97
Charleston
95
Overland Park
Healthcare
91
Charleston
102
Overland Park

Salary Equivalence

A $75,000 salary in Charleston has the same purchasing power as $93,529 in Overland Park.

Conversely, $75,000 in Overland Park equals $60,142 in Charleston.

Living in Charleston vs Overland Park

Housing Costs

Charleston's housing index of 62 is lower Overland Park's 109, translating to median home prices of $135,000 vs $414,000. The $279,000 difference in home prices means roughly $18,132 per year in additional mortgage costs at current rates. Renters face a similar gap: $850/mo in Charleston compared to $1,450/mo in Overland Park, a monthly difference of $600.

Grocery & Food Costs

Grocery expenses index at 97 in Charleston and 96 in Overland Park. A household spending the national average of $475/month on groceries would pay approximately $461/month in Charleston vs $456/month in Overland Park. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Charleston and 98 in Overland Park. Monthly utility bills average approximately $368 in Charleston vs $392 in Overland Park. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 91 in Charleston and 102 in Overland Park. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $42,034 in Charleston and $104,800 in Overland Park. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $49,452 and $98,868 respectively. Overland Park residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $981/month to housing in Charleston vs $2,445/month in Overland Park. In Charleston, median rent of $850/mo fits within this budget. In Overland Park, median rent of $1,450/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 47 index points — focus your budget analysis there.

Frequently Asked Questions

Charleston is 19.8% more affordable overall with an index of 85 vs 106.
A $75,000 salary in Charleston has equivalent purchasing power to approximately $93,529 in Overland Park, based on the cost of living difference.
Charleston's housing index is 62 with median homes at $135,000, while Overland Park's is 109 with median homes at $414,000.

Moving & Relocation Resources

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