City Comparison

Charleston vs Hattiesburg

Cost of Living Comparison · 2026

Charleston

West Virginia
85
Very Affordable
$135,000
Median Home
$850/mo
Median Rent
$42,034
Median Income

Hattiesburg

Mississippi
77
Very Affordable
$170,000
Median Home
$875/mo
Median Rent
$44,100
Median Income

The Verdict

10.4%

Living in Hattiesburg costs 10.4% less than Charleston. To match the purchasing power of a $75,000 salary in Charleston, you would need $67,941 in Hattiesburg.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
62
Charleston
52
Hattiesburg
Groceries
97
Charleston
97
Hattiesburg
Utilities
92
Charleston
93
Hattiesburg
Transportation
97
Charleston
95
Hattiesburg
Healthcare
91
Charleston
106
Hattiesburg

Salary Equivalence

A $75,000 salary in Charleston has the same purchasing power as $67,941 in Hattiesburg.

Conversely, $75,000 in Hattiesburg equals $82,792 in Charleston.

Living in Charleston vs Hattiesburg

Housing Costs

Charleston's housing index of 62 is higher Hattiesburg's 52, translating to median home prices of $135,000 vs $170,000. The $35,000 difference in home prices means roughly $2,280 per year in additional mortgage costs at current rates. Renters face a similar gap: $850/mo in Charleston compared to $875/mo in Hattiesburg, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 97 in Charleston and 97 in Hattiesburg. A household spending the national average of $475/month on groceries would pay approximately $461/month in Charleston vs $461/month in Hattiesburg. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Charleston and 93 in Hattiesburg. Monthly utility bills average approximately $368 in Charleston vs $372 in Hattiesburg. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 91 in Charleston and 106 in Hattiesburg. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $42,034 in Charleston and $44,100 in Hattiesburg. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $49,452 and $57,273 respectively. Hattiesburg residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $981/month to housing in Charleston vs $1,029/month in Hattiesburg. In Charleston, median rent of $850/mo fits within this budget. In Hattiesburg, median rent of $875/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 15 index points — focus your budget analysis there.

Frequently Asked Questions

Hattiesburg is 10.4% more affordable overall with an index of 77 vs 85.
A $75,000 salary in Charleston has equivalent purchasing power to approximately $67,941 in Hattiesburg, based on the cost of living difference.
Charleston's housing index is 62 with median homes at $135,000, while Hattiesburg's is 52 with median homes at $170,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases