City Comparison

Charleston vs Fort Myers

Cost of Living Comparison · 2026

Charleston

West Virginia
85
Very Affordable
$135,000
Median Home
$850/mo
Median Rent
$42,034
Median Income

Fort Myers

Florida
104
Average
$340,000
Median Home
$1,575/mo
Median Rent
$52,200
Median Income

The Verdict

18.3%

The cost gap between these cities is 18.3%, with Charleston being the more affordable option. A $75,000 income in Charleston has equivalent purchasing power to $91,765 in Fort Myers.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
62
Charleston
112
Fort Myers
Groceries
97
Charleston
104
Fort Myers
Utilities
92
Charleston
101
Fort Myers
Transportation
97
Charleston
103
Fort Myers
Healthcare
91
Charleston
108
Fort Myers

Salary Equivalence

A $75,000 salary in Charleston has the same purchasing power as $91,765 in Fort Myers.

Conversely, $75,000 in Fort Myers equals $61,298 in Charleston.

Living in Charleston vs Fort Myers

Housing Costs

Charleston's housing index of 62 is lower Fort Myers's 112, translating to median home prices of $135,000 vs $340,000. The $205,000 difference in home prices means roughly $13,320 per year in additional mortgage costs at current rates. Renters face a similar gap: $850/mo in Charleston compared to $1,575/mo in Fort Myers, a monthly difference of $725.

Grocery & Food Costs

Grocery expenses index at 97 in Charleston and 104 in Fort Myers. A household spending the national average of $475/month on groceries would pay approximately $461/month in Charleston vs $494/month in Fort Myers. Charleston offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Charleston and 101 in Fort Myers. Monthly utility bills average approximately $368 in Charleston vs $404 in Fort Myers. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 91 in Charleston and 108 in Fort Myers. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 17-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $42,034 in Charleston and $52,200 in Fort Myers. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $49,452 and $50,192 respectively. Fort Myers residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $981/month to housing in Charleston vs $1,218/month in Fort Myers. In Charleston, median rent of $850/mo fits within this budget. In Fort Myers, median rent of $1,575/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 50 index points — focus your budget analysis there.

Frequently Asked Questions

Charleston is 18.3% more affordable overall with an index of 85 vs 104.
A $75,000 salary in Charleston has equivalent purchasing power to approximately $91,765 in Fort Myers, based on the cost of living difference.
Charleston's housing index is 62 with median homes at $135,000, while Fort Myers's is 112 with median homes at $340,000.

Moving & Relocation Resources

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