City Comparison

Charleston vs Fishers

Cost of Living Comparison · 2026

Charleston

West Virginia
85
Very Affordable
$135,000
Median Home
$850/mo
Median Rent
$42,034
Median Income

Fishers

Indiana
106
Above Average
$391,000
Median Home
$1,475/mo
Median Rent
$130,200
Median Income

The Verdict

19.8%

Charleston is 19.8% less expensive than Fishers overall. A household earning $75,000 in Charleston would need approximately $93,529 in Fishers to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
62
Charleston
120
Fishers
Groceries
97
Charleston
99
Fishers
Utilities
92
Charleston
100
Fishers
Transportation
97
Charleston
102
Fishers
Healthcare
91
Charleston
99
Fishers

Salary Equivalence

A $75,000 salary in Charleston has the same purchasing power as $93,529 in Fishers.

Conversely, $75,000 in Fishers equals $60,142 in Charleston.

Living in Charleston vs Fishers

Housing Costs

Charleston's housing index of 62 is lower Fishers's 120, translating to median home prices of $135,000 vs $391,000. The $256,000 difference in home prices means roughly $16,644 per year in additional mortgage costs at current rates. Renters face a similar gap: $850/mo in Charleston compared to $1,475/mo in Fishers, a monthly difference of $625.

Grocery & Food Costs

Grocery expenses index at 97 in Charleston and 99 in Fishers. A household spending the national average of $475/month on groceries would pay approximately $461/month in Charleston vs $470/month in Fishers. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Charleston and 100 in Fishers. Monthly utility bills average approximately $368 in Charleston vs $400 in Fishers. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 91 in Charleston and 99 in Fishers. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $42,034 in Charleston and $130,200 in Fishers. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $49,452 and $122,830 respectively. Fishers residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $981/month to housing in Charleston vs $3,038/month in Fishers. In Charleston, median rent of $850/mo fits within this budget. In Fishers, median rent of $1,475/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 58 index points — focus your budget analysis there.

Frequently Asked Questions

Charleston is 19.8% more affordable overall with an index of 85 vs 106.
A $75,000 salary in Charleston has equivalent purchasing power to approximately $93,529 in Fishers, based on the cost of living difference.
Charleston's housing index is 62 with median homes at $135,000, while Fishers's is 120 with median homes at $391,000.

Moving & Relocation Resources

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