Charleston vs Duluth
Cost of Living Comparison · 2026
Charleston
Duluth
The Verdict
Living in Charleston costs 0.0% less than Duluth. To match the purchasing power of a $75,000 salary in Charleston, you would need $75,000 in Duluth.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Charleston has the same purchasing power as $75,000 in Duluth.
Conversely, $75,000 in Duluth equals $75,000 in Charleston.
Living in Charleston vs Duluth
Housing Costs
Charleston's housing index of 62 is lower Duluth's 88, translating to median home prices of $135,000 vs $268,000. The $133,000 difference in home prices means roughly $8,640 per year in additional mortgage costs at current rates. Renters face a similar gap: $850/mo in Charleston compared to $1,025/mo in Duluth, a monthly difference of $175.
Grocery & Food Costs
Grocery expenses index at 97 in Charleston and 99 in Duluth. A household spending the national average of $475/month on groceries would pay approximately $461/month in Charleston vs $470/month in Duluth. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 92 in Charleston and 94 in Duluth. Monthly utility bills average approximately $368 in Charleston vs $376 in Duluth. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 91 in Charleston and 123 in Duluth. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 32-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $42,034 in Charleston and $68,800 in Duluth. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $49,452 and $80,941 respectively. Duluth residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $981/month to housing in Charleston vs $1,605/month in Duluth. In Charleston, median rent of $850/mo fits within this budget. In Duluth, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 32 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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