City Comparison

Charleston vs Round Rock

Cost of Living Comparison · 2026

Charleston

South Carolina
110
Above Average
$380,000
Median Home
$1,600/mo
Median Rent
$65,872
Median Income

Round Rock

Texas
101
Average
$413,000
Median Home
$1,400/mo
Median Rent
$100,500
Median Income

The Verdict

8.9%

The cost gap between these cities is 8.9%, with Round Rock being the more affordable option. A $75,000 income in Charleston has equivalent purchasing power to $68,864 in Round Rock.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
127
Charleston
92
Round Rock
Groceries
102
Charleston
96
Round Rock
Utilities
99
Charleston
109
Round Rock
Transportation
98
Charleston
99
Round Rock
Healthcare
104
Charleston
96
Round Rock

Salary Equivalence

A $75,000 salary in Charleston has the same purchasing power as $68,864 in Round Rock.

Conversely, $75,000 in Round Rock equals $81,683 in Charleston.

Living in Charleston vs Round Rock

Housing Costs

Charleston's housing index of 127 is higher Round Rock's 92, translating to median home prices of $380,000 vs $413,000. The $33,000 difference in home prices means roughly $2,148 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,600/mo in Charleston compared to $1,400/mo in Round Rock, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 102 in Charleston and 96 in Round Rock. A household spending the national average of $475/month on groceries would pay approximately $485/month in Charleston vs $456/month in Round Rock. Round Rock offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Charleston and 109 in Round Rock. Monthly utility bills average approximately $396 in Charleston vs $436 in Round Rock. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Charleston and 96 in Round Rock. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $65,872 in Charleston and $100,500 in Round Rock. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $59,884 and $99,505 respectively. Round Rock residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,537/month to housing in Charleston vs $2,345/month in Round Rock. In Charleston, median rent of $1,600/mo exceeds this threshold, suggesting renters may feel stretched. In Round Rock, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 35 index points — focus your budget analysis there.

Frequently Asked Questions

Round Rock is 8.9% more affordable overall with an index of 101 vs 110.
A $75,000 salary in Charleston has equivalent purchasing power to approximately $68,864 in Round Rock, based on the cost of living difference.
Charleston's housing index is 127 with median homes at $380,000, while Round Rock's is 92 with median homes at $413,000.

Moving & Relocation Resources

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