City Comparison

Charleston vs Roswell

Cost of Living Comparison · 2026

Charleston

South Carolina
110
Above Average
$380,000
Median Home
$1,600/mo
Median Rent
$65,872
Median Income

Roswell

Georgia
113
Above Average
$647,000
Median Home
$1,700/mo
Median Rent
$108,800
Median Income

The Verdict

2.7%

Living in Charleston costs 2.7% less than Roswell. To match the purchasing power of a $75,000 salary in Charleston, you would need $77,045 in Roswell.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
127
Charleston
187
Roswell
Groceries
102
Charleston
101
Roswell
Utilities
99
Charleston
98
Roswell
Transportation
98
Charleston
110
Roswell
Healthcare
104
Charleston
103
Roswell

Salary Equivalence

A $75,000 salary in Charleston has the same purchasing power as $77,045 in Roswell.

Conversely, $75,000 in Roswell equals $73,009 in Charleston.

Living in Charleston vs Roswell

Housing Costs

Charleston's housing index of 127 is lower Roswell's 187, translating to median home prices of $380,000 vs $647,000. The $267,000 difference in home prices means roughly $17,352 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,600/mo in Charleston compared to $1,700/mo in Roswell, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 102 in Charleston and 101 in Roswell. A household spending the national average of $475/month on groceries would pay approximately $485/month in Charleston vs $480/month in Roswell. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Charleston and 98 in Roswell. Monthly utility bills average approximately $396 in Charleston vs $392 in Roswell. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Charleston and 103 in Roswell. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $65,872 in Charleston and $108,800 in Roswell. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $59,884 and $96,283 respectively. Roswell residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,537/month to housing in Charleston vs $2,539/month in Roswell. In Charleston, median rent of $1,600/mo exceeds this threshold, suggesting renters may feel stretched. In Roswell, median rent of $1,700/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 60 index points — focus your budget analysis there.

Frequently Asked Questions

Charleston is 2.7% more affordable overall with an index of 110 vs 113.
A $75,000 salary in Charleston has equivalent purchasing power to approximately $77,045 in Roswell, based on the cost of living difference.
Charleston's housing index is 127 with median homes at $380,000, while Roswell's is 187 with median homes at $647,000.

Moving & Relocation Resources

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