City Comparison

Charleston vs Port St Lucie

Cost of Living Comparison · 2026

Charleston

South Carolina
110
Above Average
$380,000
Median Home
$1,600/mo
Median Rent
$65,872
Median Income

Port St Lucie

Florida
99
Average
$384,000
Median Home
$1,800/mo
Median Rent
$81,100
Median Income

The Verdict

11.1%

Living in Port St Lucie costs 11.1% less than Charleston. To match the purchasing power of a $75,000 salary in Charleston, you would need $67,500 in Port St Lucie.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
127
Charleston
103
Port St Lucie
Groceries
102
Charleston
102
Port St Lucie
Utilities
99
Charleston
93
Port St Lucie
Transportation
98
Charleston
102
Port St Lucie
Healthcare
104
Charleston
96
Port St Lucie

Salary Equivalence

A $75,000 salary in Charleston has the same purchasing power as $67,500 in Port St Lucie.

Conversely, $75,000 in Port St Lucie equals $83,333 in Charleston.

Living in Charleston vs Port St Lucie

Housing Costs

Charleston's housing index of 127 is higher Port St Lucie's 103, translating to median home prices of $380,000 vs $384,000. The $4,000 difference in home prices means roughly $264 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,600/mo in Charleston compared to $1,800/mo in Port St Lucie, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 102 in Charleston and 102 in Port St Lucie. A household spending the national average of $475/month on groceries would pay approximately $485/month in Charleston vs $485/month in Port St Lucie. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Charleston and 93 in Port St Lucie. Monthly utility bills average approximately $396 in Charleston vs $372 in Port St Lucie. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Charleston and 96 in Port St Lucie. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $65,872 in Charleston and $81,100 in Port St Lucie. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $59,884 and $81,919 respectively. Port St Lucie residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,537/month to housing in Charleston vs $1,892/month in Port St Lucie. In Charleston, median rent of $1,600/mo exceeds this threshold, suggesting renters may feel stretched. In Port St Lucie, median rent of $1,800/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 24 index points — focus your budget analysis there.

Frequently Asked Questions

Port St Lucie is 11.1% more affordable overall with an index of 99 vs 110.
A $75,000 salary in Charleston has equivalent purchasing power to approximately $67,500 in Port St Lucie, based on the cost of living difference.
Charleston's housing index is 127 with median homes at $380,000, while Port St Lucie's is 103 with median homes at $384,000.

Moving & Relocation Resources

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