City Comparison

Charleston vs High Point

Cost of Living Comparison · 2026

Charleston

South Carolina
110
Above Average
$380,000
Median Home
$1,600/mo
Median Rent
$65,872
Median Income

High Point

North Carolina
84
Very Affordable
$249,000
Median Home
$1,075/mo
Median Rent
$49,200
Median Income

The Verdict

31.0%

The cost gap between these cities is 31.0%, with High Point being the more affordable option. A $75,000 income in Charleston has equivalent purchasing power to $57,273 in High Point.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
127
Charleston
61
High Point
Groceries
102
Charleston
96
High Point
Utilities
99
Charleston
98
High Point
Transportation
98
Charleston
92
High Point
Healthcare
104
Charleston
101
High Point

Salary Equivalence

A $75,000 salary in Charleston has the same purchasing power as $57,273 in High Point.

Conversely, $75,000 in High Point equals $98,214 in Charleston.

Living in Charleston vs High Point

Housing Costs

Charleston's housing index of 127 is higher High Point's 61, translating to median home prices of $380,000 vs $249,000. The $131,000 difference in home prices means roughly $8,520 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,600/mo in Charleston compared to $1,075/mo in High Point, a monthly difference of $525.

Grocery & Food Costs

Grocery expenses index at 102 in Charleston and 96 in High Point. A household spending the national average of $475/month on groceries would pay approximately $485/month in Charleston vs $456/month in High Point. High Point offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Charleston and 98 in High Point. Monthly utility bills average approximately $396 in Charleston vs $392 in High Point. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Charleston and 101 in High Point. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $65,872 in Charleston and $49,200 in High Point. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $59,884 and $58,571 respectively. Charleston residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,537/month to housing in Charleston vs $1,148/month in High Point. In Charleston, median rent of $1,600/mo exceeds this threshold, suggesting renters may feel stretched. In High Point, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 66 index points — focus your budget analysis there.

Frequently Asked Questions

High Point is 31.0% more affordable overall with an index of 84 vs 110.
A $75,000 salary in Charleston has equivalent purchasing power to approximately $57,273 in High Point, based on the cost of living difference.
Charleston's housing index is 127 with median homes at $380,000, while High Point's is 61 with median homes at $249,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases