Charleston vs Fayetteville
Cost of Living Comparison · 2026
Charleston
Fayetteville
The Verdict
Living in Fayetteville costs 35.8% less than Charleston. To match the purchasing power of a $75,000 salary in Charleston, you would need $55,227 in Fayetteville.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Charleston has the same purchasing power as $55,227 in Fayetteville.
Conversely, $75,000 in Fayetteville equals $101,852 in Charleston.
Living in Charleston vs Fayetteville
Housing Costs
Charleston's housing index of 127 is higher Fayetteville's 52, translating to median home prices of $380,000 vs $213,000. The $167,000 difference in home prices means roughly $10,860 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,600/mo in Charleston compared to $1,075/mo in Fayetteville, a monthly difference of $525.
Grocery & Food Costs
Grocery expenses index at 102 in Charleston and 94 in Fayetteville. A household spending the national average of $475/month on groceries would pay approximately $485/month in Charleston vs $447/month in Fayetteville. Fayetteville offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 99 in Charleston and 98 in Fayetteville. Monthly utility bills average approximately $396 in Charleston vs $392 in Fayetteville. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 104 in Charleston and 106 in Fayetteville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $65,872 in Charleston and $49,800 in Fayetteville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $59,884 and $61,481 respectively. Fayetteville residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,537/month to housing in Charleston vs $1,162/month in Fayetteville. In Charleston, median rent of $1,600/mo exceeds this threshold, suggesting renters may feel stretched. In Fayetteville, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 75 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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