City Comparison

Charleston vs Fayetteville

Cost of Living Comparison · 2026

Charleston

South Carolina
110
Above Average
$380,000
Median Home
$1,600/mo
Median Rent
$65,872
Median Income

Fayetteville

North Carolina
81
Very Affordable
$213,000
Median Home
$1,075/mo
Median Rent
$49,800
Median Income

The Verdict

35.8%

Living in Fayetteville costs 35.8% less than Charleston. To match the purchasing power of a $75,000 salary in Charleston, you would need $55,227 in Fayetteville.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
127
Charleston
52
Fayetteville
Groceries
102
Charleston
94
Fayetteville
Utilities
99
Charleston
98
Fayetteville
Transportation
98
Charleston
77
Fayetteville
Healthcare
104
Charleston
106
Fayetteville

Salary Equivalence

A $75,000 salary in Charleston has the same purchasing power as $55,227 in Fayetteville.

Conversely, $75,000 in Fayetteville equals $101,852 in Charleston.

Living in Charleston vs Fayetteville

Housing Costs

Charleston's housing index of 127 is higher Fayetteville's 52, translating to median home prices of $380,000 vs $213,000. The $167,000 difference in home prices means roughly $10,860 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,600/mo in Charleston compared to $1,075/mo in Fayetteville, a monthly difference of $525.

Grocery & Food Costs

Grocery expenses index at 102 in Charleston and 94 in Fayetteville. A household spending the national average of $475/month on groceries would pay approximately $485/month in Charleston vs $447/month in Fayetteville. Fayetteville offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Charleston and 98 in Fayetteville. Monthly utility bills average approximately $396 in Charleston vs $392 in Fayetteville. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Charleston and 106 in Fayetteville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $65,872 in Charleston and $49,800 in Fayetteville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $59,884 and $61,481 respectively. Fayetteville residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,537/month to housing in Charleston vs $1,162/month in Fayetteville. In Charleston, median rent of $1,600/mo exceeds this threshold, suggesting renters may feel stretched. In Fayetteville, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 75 index points — focus your budget analysis there.

Frequently Asked Questions

Fayetteville is 35.8% more affordable overall with an index of 81 vs 110.
A $75,000 salary in Charleston has equivalent purchasing power to approximately $55,227 in Fayetteville, based on the cost of living difference.
Charleston's housing index is 127 with median homes at $380,000, while Fayetteville's is 52 with median homes at $213,000.

Moving & Relocation Resources

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