City Comparison

Charleston vs Columbus

Cost of Living Comparison · 2026

Charleston

South Carolina
110
Above Average
$380,000
Median Home
$1,600/mo
Median Rent
$65,872
Median Income

Columbus

Georgia
78
Very Affordable
$222,000
Median Home
$1,050/mo
Median Rent
$58,100
Median Income

The Verdict

41.0%

Living in Columbus costs 41.0% less than Charleston. To match the purchasing power of a $75,000 salary in Charleston, you would need $53,182 in Columbus.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
127
Charleston
57
Columbus
Groceries
102
Charleston
97
Columbus
Utilities
99
Charleston
86
Columbus
Transportation
98
Charleston
82
Columbus
Healthcare
104
Charleston
85
Columbus

Salary Equivalence

A $75,000 salary in Charleston has the same purchasing power as $53,182 in Columbus.

Conversely, $75,000 in Columbus equals $105,769 in Charleston.

Living in Charleston vs Columbus

Housing Costs

Charleston's housing index of 127 is higher Columbus's 57, translating to median home prices of $380,000 vs $222,000. The $158,000 difference in home prices means roughly $10,272 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,600/mo in Charleston compared to $1,050/mo in Columbus, a monthly difference of $550.

Grocery & Food Costs

Grocery expenses index at 102 in Charleston and 97 in Columbus. A household spending the national average of $475/month on groceries would pay approximately $485/month in Charleston vs $461/month in Columbus. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Charleston and 86 in Columbus. Monthly utility bills average approximately $396 in Charleston vs $344 in Columbus. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 104 in Charleston and 85 in Columbus. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 19-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $65,872 in Charleston and $58,100 in Columbus. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $59,884 and $74,487 respectively. Columbus residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,537/month to housing in Charleston vs $1,356/month in Columbus. In Charleston, median rent of $1,600/mo exceeds this threshold, suggesting renters may feel stretched. In Columbus, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 70 index points — focus your budget analysis there.

Frequently Asked Questions

Columbus is 41.0% more affordable overall with an index of 78 vs 110.
A $75,000 salary in Charleston has equivalent purchasing power to approximately $53,182 in Columbus, based on the cost of living difference.
Charleston's housing index is 127 with median homes at $380,000, while Columbus's is 57 with median homes at $222,000.

Moving & Relocation Resources

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