City Comparison

Chandler vs Springfield

Cost of Living Comparison · 2026

Chandler

Arizona
110
Above Average
$450,000
Median Home
$1,650/mo
Median Rent
$88,234
Median Income

Springfield

Illinois
78
Very Affordable
$162,000
Median Home
$925/mo
Median Rent
$65,500
Median Income

The Verdict

41.0%

Springfield is 41.0% less expensive than Chandler overall. A household earning $75,000 in Chandler would need approximately $53,182 in Springfield to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
126
Chandler
52
Springfield
Groceries
100
Chandler
98
Springfield
Utilities
96
Chandler
98
Springfield
Transportation
103
Chandler
114
Springfield
Healthcare
95
Chandler
91
Springfield

Salary Equivalence

A $75,000 salary in Chandler has the same purchasing power as $53,182 in Springfield.

Conversely, $75,000 in Springfield equals $105,769 in Chandler.

Living in Chandler vs Springfield

Housing Costs

Chandler's housing index of 126 is higher Springfield's 52, translating to median home prices of $450,000 vs $162,000. The $288,000 difference in home prices means roughly $18,720 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,650/mo in Chandler compared to $925/mo in Springfield, a monthly difference of $725.

Grocery & Food Costs

Grocery expenses index at 100 in Chandler and 98 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $475/month in Chandler vs $466/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Chandler and 98 in Springfield. Monthly utility bills average approximately $384 in Chandler vs $392 in Springfield. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 95 in Chandler and 91 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $88,234 in Chandler and $65,500 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $80,213 and $83,974 respectively. Springfield residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,059/month to housing in Chandler vs $1,528/month in Springfield. In Chandler, median rent of $1,650/mo fits within this budget. In Springfield, median rent of $925/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 74 index points — focus your budget analysis there.

Frequently Asked Questions

Springfield is 41.0% more affordable overall with an index of 78 vs 110.
A $75,000 salary in Chandler has equivalent purchasing power to approximately $53,182 in Springfield, based on the cost of living difference.
Chandler's housing index is 126 with median homes at $450,000, while Springfield's is 52 with median homes at $162,000.

Moving & Relocation Resources

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