City Comparison

Chandler vs Irving

Cost of Living Comparison · 2026

Chandler

Arizona
110
Above Average
$450,000
Median Home
$1,650/mo
Median Rent
$88,234
Median Income

Irving

Texas
100
Average
$318,000
Median Home
$1,350/mo
Median Rent
$73,400
Median Income

The Verdict

10.0%

Living in Irving costs 10.0% less than Chandler. To match the purchasing power of a $75,000 salary in Chandler, you would need $68,182 in Irving.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
126
Chandler
94
Irving
Groceries
100
Chandler
99
Irving
Utilities
96
Chandler
111
Irving
Transportation
103
Chandler
97
Irving
Healthcare
95
Chandler
103
Irving

Salary Equivalence

A $75,000 salary in Chandler has the same purchasing power as $68,182 in Irving.

Conversely, $75,000 in Irving equals $82,500 in Chandler.

Living in Chandler vs Irving

Housing Costs

Chandler's housing index of 126 is higher Irving's 94, translating to median home prices of $450,000 vs $318,000. The $132,000 difference in home prices means roughly $8,580 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,650/mo in Chandler compared to $1,350/mo in Irving, a monthly difference of $300.

Grocery & Food Costs

Grocery expenses index at 100 in Chandler and 99 in Irving. A household spending the national average of $475/month on groceries would pay approximately $475/month in Chandler vs $470/month in Irving. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Chandler and 111 in Irving. Monthly utility bills average approximately $384 in Chandler vs $444 in Irving. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 95 in Chandler and 103 in Irving. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $88,234 in Chandler and $73,400 in Irving. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $80,213 and $73,400 respectively. Chandler residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,059/month to housing in Chandler vs $1,713/month in Irving. In Chandler, median rent of $1,650/mo fits within this budget. In Irving, median rent of $1,350/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 32 index points — focus your budget analysis there.

Frequently Asked Questions

Irving is 10.0% more affordable overall with an index of 100 vs 110.
A $75,000 salary in Chandler has equivalent purchasing power to approximately $68,182 in Irving, based on the cost of living difference.
Chandler's housing index is 126 with median homes at $450,000, while Irving's is 94 with median homes at $318,000.

Moving & Relocation Resources

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