City Comparison

Chandler vs Franklin

Cost of Living Comparison · 2026

Chandler

Arizona
110
Above Average
$450,000
Median Home
$1,650/mo
Median Rent
$88,234
Median Income

Franklin

Tennessee
139
Expensive
$750,000
Median Home
$1,850/mo
Median Rent
$118,200
Median Income

The Verdict

20.9%

Living in Chandler costs 20.9% less than Franklin. To match the purchasing power of a $75,000 salary in Chandler, you would need $94,773 in Franklin.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
126
Chandler
230
Franklin
Groceries
100
Chandler
100
Franklin
Utilities
96
Chandler
97
Franklin
Transportation
103
Chandler
90
Franklin
Healthcare
95
Chandler
91
Franklin

Salary Equivalence

A $75,000 salary in Chandler has the same purchasing power as $94,773 in Franklin.

Conversely, $75,000 in Franklin equals $59,353 in Chandler.

Living in Chandler vs Franklin

Housing Costs

Chandler's housing index of 126 is lower Franklin's 230, translating to median home prices of $450,000 vs $750,000. The $300,000 difference in home prices means roughly $19,500 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,650/mo in Chandler compared to $1,850/mo in Franklin, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 100 in Chandler and 100 in Franklin. A household spending the national average of $475/month on groceries would pay approximately $475/month in Chandler vs $475/month in Franklin. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Chandler and 97 in Franklin. Monthly utility bills average approximately $384 in Chandler vs $388 in Franklin. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 95 in Chandler and 91 in Franklin. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $88,234 in Chandler and $118,200 in Franklin. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $80,213 and $85,036 respectively. Franklin residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,059/month to housing in Chandler vs $2,758/month in Franklin. In Chandler, median rent of $1,650/mo fits within this budget. In Franklin, median rent of $1,850/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 104 index points — focus your budget analysis there.

Frequently Asked Questions

Chandler is 20.9% more affordable overall with an index of 110 vs 139.
A $75,000 salary in Chandler has equivalent purchasing power to approximately $94,773 in Franklin, based on the cost of living difference.
Chandler's housing index is 126 with median homes at $450,000, while Franklin's is 230 with median homes at $750,000.

Moving & Relocation Resources

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