City Comparison

Chandler vs Duluth

Cost of Living Comparison · 2026

Chandler

Arizona
110
Above Average
$450,000
Median Home
$1,650/mo
Median Rent
$88,234
Median Income

Duluth

Minnesota
85
Very Affordable
$268,000
Median Home
$1,025/mo
Median Rent
$68,800
Median Income

The Verdict

29.4%

Living in Duluth costs 29.4% less than Chandler. To match the purchasing power of a $75,000 salary in Chandler, you would need $57,955 in Duluth.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
126
Chandler
88
Duluth
Groceries
100
Chandler
99
Duluth
Utilities
96
Chandler
94
Duluth
Transportation
103
Chandler
100
Duluth
Healthcare
95
Chandler
123
Duluth

Salary Equivalence

A $75,000 salary in Chandler has the same purchasing power as $57,955 in Duluth.

Conversely, $75,000 in Duluth equals $97,059 in Chandler.

Living in Chandler vs Duluth

Housing Costs

Chandler's housing index of 126 is higher Duluth's 88, translating to median home prices of $450,000 vs $268,000. The $182,000 difference in home prices means roughly $11,832 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,650/mo in Chandler compared to $1,025/mo in Duluth, a monthly difference of $625.

Grocery & Food Costs

Grocery expenses index at 100 in Chandler and 99 in Duluth. A household spending the national average of $475/month on groceries would pay approximately $475/month in Chandler vs $470/month in Duluth. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Chandler and 94 in Duluth. Monthly utility bills average approximately $384 in Chandler vs $376 in Duluth. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 95 in Chandler and 123 in Duluth. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 28-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $88,234 in Chandler and $68,800 in Duluth. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $80,213 and $80,941 respectively. Duluth residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,059/month to housing in Chandler vs $1,605/month in Duluth. In Chandler, median rent of $1,650/mo fits within this budget. In Duluth, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 38 index points — focus your budget analysis there.

Frequently Asked Questions

Duluth is 29.4% more affordable overall with an index of 85 vs 110.
A $75,000 salary in Chandler has equivalent purchasing power to approximately $57,955 in Duluth, based on the cost of living difference.
Chandler's housing index is 126 with median homes at $450,000, while Duluth's is 88 with median homes at $268,000.

Moving & Relocation Resources

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