Champaign vs Winston-Salem

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Champaign has the same purchasing power as $77,778 in Winston-Salem.

Conversely, $75,000 in Winston-Salem equals $72,321 in Champaign.

Living in Champaign vs Winston-Salem

Housing Costs

Champaign's housing index of 83 is higher Winston-Salem's 63, translating to median home prices of $215,000 vs $250,000. The $35,000 difference in home prices means roughly $2,280 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Champaign compared to $1,050/mo in Winston-Salem, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 98 in Champaign and 97 in Winston-Salem. A household spending the national average of $475/month on groceries would pay approximately $466/month in Champaign vs $461/month in Winston-Salem. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 106 in Champaign and 99 in Winston-Salem. Monthly utility bills average approximately $424 in Champaign vs $396 in Winston-Salem. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 90 in Champaign and 103 in Winston-Salem. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $56,100 in Champaign and $52,600 in Winston-Salem. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,259 and $62,619 respectively. Champaign residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,309/month to housing in Champaign vs $1,227/month in Winston-Salem. In Champaign, median rent of $1,100/mo fits within this budget. In Winston-Salem, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 20 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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