City Comparison

Champaign vs Sandy Springs

Cost of Living Comparison · 2026

Champaign

Illinois
81
Very Affordable
$215,000
Median Home
$1,100/mo
Median Rent
$56,100
Median Income

Sandy Springs

Georgia
135
Expensive
$670,000
Median Home
$1,825/mo
Median Rent
$101,000
Median Income

The Verdict

40.0%

The cost gap between these cities is 40.0%, with Champaign being the more affordable option. A $75,000 income in Champaign has equivalent purchasing power to $125,000 in Sandy Springs.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
83
Champaign
223
Sandy Springs
Groceries
98
Champaign
103
Sandy Springs
Utilities
106
Champaign
97
Sandy Springs
Transportation
99
Champaign
111
Sandy Springs
Healthcare
90
Champaign
105
Sandy Springs

Salary Equivalence

A $75,000 salary in Champaign has the same purchasing power as $125,000 in Sandy Springs.

Conversely, $75,000 in Sandy Springs equals $45,000 in Champaign.

Living in Champaign vs Sandy Springs

Housing Costs

Champaign's housing index of 83 is lower Sandy Springs's 223, translating to median home prices of $215,000 vs $670,000. The $455,000 difference in home prices means roughly $29,580 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Champaign compared to $1,825/mo in Sandy Springs, a monthly difference of $725.

Grocery & Food Costs

Grocery expenses index at 98 in Champaign and 103 in Sandy Springs. A household spending the national average of $475/month on groceries would pay approximately $466/month in Champaign vs $489/month in Sandy Springs. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 106 in Champaign and 97 in Sandy Springs. Monthly utility bills average approximately $424 in Champaign vs $388 in Sandy Springs. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 90 in Champaign and 105 in Sandy Springs. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $56,100 in Champaign and $101,000 in Sandy Springs. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,259 and $74,815 respectively. Sandy Springs residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,309/month to housing in Champaign vs $2,357/month in Sandy Springs. In Champaign, median rent of $1,100/mo fits within this budget. In Sandy Springs, median rent of $1,825/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 140 index points — focus your budget analysis there.

Frequently Asked Questions

Champaign is 40.0% more affordable overall with an index of 81 vs 135.
A $75,000 salary in Champaign has equivalent purchasing power to approximately $125,000 in Sandy Springs, based on the cost of living difference.
Champaign's housing index is 83 with median homes at $215,000, while Sandy Springs's is 223 with median homes at $670,000.

Moving & Relocation Resources

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