City Comparison

Champaign vs Pompano Beach

Cost of Living Comparison · 2026

Champaign

Illinois
81
Very Affordable
$215,000
Median Home
$1,100/mo
Median Rent
$56,100
Median Income

Pompano Beach

Florida
111
Above Average
$349,000
Median Home
$1,750/mo
Median Rent
$67,200
Median Income

The Verdict

27.0%

The cost gap between these cities is 27.0%, with Champaign being the more affordable option. A $75,000 income in Champaign has equivalent purchasing power to $102,778 in Pompano Beach.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
83
Champaign
133
Pompano Beach
Groceries
98
Champaign
104
Pompano Beach
Utilities
106
Champaign
105
Pompano Beach
Transportation
99
Champaign
111
Pompano Beach
Healthcare
90
Champaign
93
Pompano Beach

Salary Equivalence

A $75,000 salary in Champaign has the same purchasing power as $102,778 in Pompano Beach.

Conversely, $75,000 in Pompano Beach equals $54,730 in Champaign.

Living in Champaign vs Pompano Beach

Housing Costs

Champaign's housing index of 83 is lower Pompano Beach's 133, translating to median home prices of $215,000 vs $349,000. The $134,000 difference in home prices means roughly $8,712 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Champaign compared to $1,750/mo in Pompano Beach, a monthly difference of $650.

Grocery & Food Costs

Grocery expenses index at 98 in Champaign and 104 in Pompano Beach. A household spending the national average of $475/month on groceries would pay approximately $466/month in Champaign vs $494/month in Pompano Beach. Champaign offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 106 in Champaign and 105 in Pompano Beach. Monthly utility bills average approximately $424 in Champaign vs $420 in Pompano Beach. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 90 in Champaign and 93 in Pompano Beach. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $56,100 in Champaign and $67,200 in Pompano Beach. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,259 and $60,541 respectively. Champaign residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,309/month to housing in Champaign vs $1,568/month in Pompano Beach. In Champaign, median rent of $1,100/mo fits within this budget. In Pompano Beach, median rent of $1,750/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 50 index points — focus your budget analysis there.

Frequently Asked Questions

Champaign is 27.0% more affordable overall with an index of 81 vs 111.
A $75,000 salary in Champaign has equivalent purchasing power to approximately $102,778 in Pompano Beach, based on the cost of living difference.
Champaign's housing index is 83 with median homes at $215,000, while Pompano Beach's is 133 with median homes at $349,000.

Moving & Relocation Resources

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