Champaign vs Pembroke Pines
Cost of Living Comparison · 2026
Champaign
Pembroke Pines
The Verdict
Champaign is 27.0% less expensive than Pembroke Pines overall. A household earning $75,000 in Champaign would need approximately $102,778 in Pembroke Pines to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Champaign has the same purchasing power as $102,778 in Pembroke Pines.
Conversely, $75,000 in Pembroke Pines equals $54,730 in Champaign.
Living in Champaign vs Pembroke Pines
Housing Costs
Champaign's housing index of 83 is lower Pembroke Pines's 140, translating to median home prices of $215,000 vs $440,000. The $225,000 difference in home prices means roughly $14,628 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Champaign compared to $1,900/mo in Pembroke Pines, a monthly difference of $800.
Grocery & Food Costs
Grocery expenses index at 98 in Champaign and 105 in Pembroke Pines. A household spending the national average of $475/month on groceries would pay approximately $466/month in Champaign vs $499/month in Pembroke Pines. Champaign offers a meaningful advantage on everyday food costs, saving roughly $396/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 106 in Champaign and 105 in Pembroke Pines. Monthly utility bills average approximately $424 in Champaign vs $420 in Pembroke Pines. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 90 in Champaign and 91 in Pembroke Pines. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $56,100 in Champaign and $85,900 in Pembroke Pines. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,259 and $77,387 respectively. Pembroke Pines residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,309/month to housing in Champaign vs $2,004/month in Pembroke Pines. In Champaign, median rent of $1,100/mo fits within this budget. In Pembroke Pines, median rent of $1,900/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 57 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases