City Comparison

Champaign vs Kissimmee

Cost of Living Comparison · 2026

Champaign

Illinois
81
Very Affordable
$215,000
Median Home
$1,100/mo
Median Rent
$56,100
Median Income

Kissimmee

Florida
101
Average
$365,000
Median Home
$1,425/mo
Median Rent
$51,300
Median Income

The Verdict

19.8%

Living in Champaign costs 19.8% less than Kissimmee. To match the purchasing power of a $75,000 salary in Champaign, you would need $93,519 in Kissimmee.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
83
Champaign
111
Kissimmee
Groceries
98
Champaign
100
Kissimmee
Utilities
106
Champaign
88
Kissimmee
Transportation
99
Champaign
95
Kissimmee
Healthcare
90
Champaign
90
Kissimmee

Salary Equivalence

A $75,000 salary in Champaign has the same purchasing power as $93,519 in Kissimmee.

Conversely, $75,000 in Kissimmee equals $60,149 in Champaign.

Living in Champaign vs Kissimmee

Housing Costs

Champaign's housing index of 83 is lower Kissimmee's 111, translating to median home prices of $215,000 vs $365,000. The $150,000 difference in home prices means roughly $9,756 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Champaign compared to $1,425/mo in Kissimmee, a monthly difference of $325.

Grocery & Food Costs

Grocery expenses index at 98 in Champaign and 100 in Kissimmee. A household spending the national average of $475/month on groceries would pay approximately $466/month in Champaign vs $475/month in Kissimmee. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 106 in Champaign and 88 in Kissimmee. Monthly utility bills average approximately $424 in Champaign vs $352 in Kissimmee. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 90 in Champaign and 90 in Kissimmee. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $56,100 in Champaign and $51,300 in Kissimmee. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,259 and $50,792 respectively. Champaign residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,309/month to housing in Champaign vs $1,197/month in Kissimmee. In Champaign, median rent of $1,100/mo fits within this budget. In Kissimmee, median rent of $1,425/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 28 index points — focus your budget analysis there.

Frequently Asked Questions

Champaign is 19.8% more affordable overall with an index of 81 vs 101.
A $75,000 salary in Champaign has equivalent purchasing power to approximately $93,519 in Kissimmee, based on the cost of living difference.
Champaign's housing index is 83 with median homes at $215,000, while Kissimmee's is 111 with median homes at $365,000.

Moving & Relocation Resources

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