City Comparison

Champaign vs Hattiesburg

Cost of Living Comparison · 2026

Champaign

Illinois
81
Very Affordable
$215,000
Median Home
$1,100/mo
Median Rent
$56,100
Median Income

Hattiesburg

Mississippi
77
Very Affordable
$170,000
Median Home
$875/mo
Median Rent
$44,100
Median Income

The Verdict

5.2%

The cost gap between these cities is 5.2%, with Hattiesburg being the more affordable option. A $75,000 income in Champaign has equivalent purchasing power to $71,296 in Hattiesburg.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
83
Champaign
52
Hattiesburg
Groceries
98
Champaign
97
Hattiesburg
Utilities
106
Champaign
93
Hattiesburg
Transportation
99
Champaign
95
Hattiesburg
Healthcare
90
Champaign
106
Hattiesburg

Salary Equivalence

A $75,000 salary in Champaign has the same purchasing power as $71,296 in Hattiesburg.

Conversely, $75,000 in Hattiesburg equals $78,896 in Champaign.

Living in Champaign vs Hattiesburg

Housing Costs

Champaign's housing index of 83 is higher Hattiesburg's 52, translating to median home prices of $215,000 vs $170,000. The $45,000 difference in home prices means roughly $2,928 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Champaign compared to $875/mo in Hattiesburg, a monthly difference of $225.

Grocery & Food Costs

Grocery expenses index at 98 in Champaign and 97 in Hattiesburg. A household spending the national average of $475/month on groceries would pay approximately $466/month in Champaign vs $461/month in Hattiesburg. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 106 in Champaign and 93 in Hattiesburg. Monthly utility bills average approximately $424 in Champaign vs $372 in Hattiesburg. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 90 in Champaign and 106 in Hattiesburg. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 16-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $56,100 in Champaign and $44,100 in Hattiesburg. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,259 and $57,273 respectively. Champaign residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,309/month to housing in Champaign vs $1,029/month in Hattiesburg. In Champaign, median rent of $1,100/mo fits within this budget. In Hattiesburg, median rent of $875/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 31 index points — focus your budget analysis there.

Frequently Asked Questions

Hattiesburg is 5.2% more affordable overall with an index of 77 vs 81.
A $75,000 salary in Champaign has equivalent purchasing power to approximately $71,296 in Hattiesburg, based on the cost of living difference.
Champaign's housing index is 83 with median homes at $215,000, while Hattiesburg's is 52 with median homes at $170,000.

Moving & Relocation Resources

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