Champaign vs Gulfport
Cost of Living Comparison · 2026
Champaign
Gulfport
The Verdict
Champaign is 2.4% less expensive than Gulfport overall. A household earning $75,000 in Champaign would need approximately $76,852 in Gulfport to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Champaign has the same purchasing power as $76,852 in Gulfport.
Conversely, $75,000 in Gulfport equals $73,193 in Champaign.
Living in Champaign vs Gulfport
Housing Costs
Champaign's housing index of 83 is higher Gulfport's 55, translating to median home prices of $215,000 vs $185,000. The $30,000 difference in home prices means roughly $1,956 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Champaign compared to $1,000/mo in Gulfport, a monthly difference of $100.
Grocery & Food Costs
Grocery expenses index at 98 in Champaign and 95 in Gulfport. A household spending the national average of $475/month on groceries would pay approximately $466/month in Champaign vs $451/month in Gulfport. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 106 in Champaign and 99 in Gulfport. Monthly utility bills average approximately $424 in Champaign vs $396 in Gulfport. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 90 in Champaign and 98 in Gulfport. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $56,100 in Champaign and $48,000 in Gulfport. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,259 and $57,831 respectively. Champaign residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,309/month to housing in Champaign vs $1,120/month in Gulfport. In Champaign, median rent of $1,100/mo fits within this budget. In Gulfport, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 28 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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