Champaign vs College Station

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Champaign has the same purchasing power as $80,556 in College Station.

Conversely, $75,000 in College Station equals $69,828 in Champaign.

Living in Champaign vs College Station

Housing Costs

Champaign's housing index of 83 is higher College Station's 82, translating to median home prices of $215,000 vs $314,000. The $99,000 difference in home prices means roughly $6,432 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Champaign compared to $1,075/mo in College Station, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 98 in Champaign and 93 in College Station. A household spending the national average of $475/month on groceries would pay approximately $466/month in Champaign vs $442/month in College Station. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 106 in Champaign and 96 in College Station. Monthly utility bills average approximately $424 in Champaign vs $384 in College Station. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 90 in Champaign and 90 in College Station. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $56,100 in Champaign and $50,900 in College Station. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,259 and $58,506 respectively. Champaign residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,309/month to housing in Champaign vs $1,188/month in College Station. In Champaign, median rent of $1,100/mo fits within this budget. In College Station, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 14 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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