City Comparison

Cedar Rapids vs Yuma

Cost of Living Comparison · 2026

Cedar Rapids

Iowa
82
Very Affordable
$195,000
Median Home
$925/mo
Median Rent
$70,400
Median Income

Yuma

Arizona
92
Below Average
$284,000
Median Home
$1,100/mo
Median Rent
$54,100
Median Income

The Verdict

10.9%

Living in Cedar Rapids costs 10.9% less than Yuma. To match the purchasing power of a $75,000 salary in Cedar Rapids, you would need $84,146 in Yuma.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
65
Cedar Rapids
82
Yuma
Groceries
99
Cedar Rapids
101
Yuma
Utilities
95
Cedar Rapids
102
Yuma
Transportation
92
Cedar Rapids
97
Yuma
Healthcare
102
Cedar Rapids
87
Yuma

Salary Equivalence

A $75,000 salary in Cedar Rapids has the same purchasing power as $84,146 in Yuma.

Conversely, $75,000 in Yuma equals $66,848 in Cedar Rapids.

Living in Cedar Rapids vs Yuma

Housing Costs

Cedar Rapids's housing index of 65 is lower Yuma's 82, translating to median home prices of $195,000 vs $284,000. The $89,000 difference in home prices means roughly $5,784 per year in additional mortgage costs at current rates. Renters face a similar gap: $925/mo in Cedar Rapids compared to $1,100/mo in Yuma, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 99 in Cedar Rapids and 101 in Yuma. A household spending the national average of $475/month on groceries would pay approximately $470/month in Cedar Rapids vs $480/month in Yuma. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Cedar Rapids and 102 in Yuma. Monthly utility bills average approximately $380 in Cedar Rapids vs $408 in Yuma. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Cedar Rapids and 87 in Yuma. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $70,400 in Cedar Rapids and $54,100 in Yuma. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $85,854 and $58,804 respectively. Cedar Rapids residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,643/month to housing in Cedar Rapids vs $1,262/month in Yuma. In Cedar Rapids, median rent of $925/mo fits within this budget. In Yuma, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 17 index points — focus your budget analysis there.

Frequently Asked Questions

Cedar Rapids is 10.9% more affordable overall with an index of 82 vs 92.
A $75,000 salary in Cedar Rapids has equivalent purchasing power to approximately $84,146 in Yuma, based on the cost of living difference.
Cedar Rapids's housing index is 65 with median homes at $195,000, while Yuma's is 82 with median homes at $284,000.

Moving & Relocation Resources

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