City Comparison

Cedar Rapids vs Tacoma

Cost of Living Comparison · 2026

Cedar Rapids

Iowa
82
Very Affordable
$195,000
Median Home
$925/mo
Median Rent
$70,400
Median Income

Tacoma

Washington
117
Above Average
$400,000
Median Home
$1,600/mo
Median Rent
$58,974
Median Income

The Verdict

29.9%

Living in Cedar Rapids costs 29.9% less than Tacoma. To match the purchasing power of a $75,000 salary in Cedar Rapids, you would need $107,012 in Tacoma.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
65
Cedar Rapids
140
Tacoma
Groceries
99
Cedar Rapids
105
Tacoma
Utilities
95
Cedar Rapids
108
Tacoma
Transportation
92
Cedar Rapids
108
Tacoma
Healthcare
102
Cedar Rapids
106
Tacoma

Salary Equivalence

A $75,000 salary in Cedar Rapids has the same purchasing power as $107,012 in Tacoma.

Conversely, $75,000 in Tacoma equals $52,564 in Cedar Rapids.

Living in Cedar Rapids vs Tacoma

Housing Costs

Cedar Rapids's housing index of 65 is lower Tacoma's 140, translating to median home prices of $195,000 vs $400,000. The $205,000 difference in home prices means roughly $13,320 per year in additional mortgage costs at current rates. Renters face a similar gap: $925/mo in Cedar Rapids compared to $1,600/mo in Tacoma, a monthly difference of $675.

Grocery & Food Costs

Grocery expenses index at 99 in Cedar Rapids and 105 in Tacoma. A household spending the national average of $475/month on groceries would pay approximately $470/month in Cedar Rapids vs $499/month in Tacoma. Cedar Rapids offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Cedar Rapids and 108 in Tacoma. Monthly utility bills average approximately $380 in Cedar Rapids vs $432 in Tacoma. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 102 in Cedar Rapids and 106 in Tacoma. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $70,400 in Cedar Rapids and $58,974 in Tacoma. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $85,854 and $50,405 respectively. Cedar Rapids residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,643/month to housing in Cedar Rapids vs $1,376/month in Tacoma. In Cedar Rapids, median rent of $925/mo fits within this budget. In Tacoma, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 75 index points — focus your budget analysis there.

Frequently Asked Questions

Cedar Rapids is 29.9% more affordable overall with an index of 82 vs 117.
A $75,000 salary in Cedar Rapids has equivalent purchasing power to approximately $107,012 in Tacoma, based on the cost of living difference.
Cedar Rapids's housing index is 65 with median homes at $195,000, while Tacoma's is 140 with median homes at $400,000.

Moving & Relocation Resources

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