City Comparison

Cedar Rapids vs Sioux City

Cost of Living Comparison · 2026

Cedar Rapids

Iowa
82
Very Affordable
$195,000
Median Home
$925/mo
Median Rent
$70,400
Median Income

Sioux City

Iowa
86
Below Average
$182,000
Median Home
$875/mo
Median Rent
$65,500
Median Income

The Verdict

4.7%

The cost gap between these cities is 4.7%, with Cedar Rapids being the more affordable option. A $75,000 income in Cedar Rapids has equivalent purchasing power to $78,659 in Sioux City.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
65
Cedar Rapids
74
Sioux City
Groceries
99
Cedar Rapids
97
Sioux City
Utilities
95
Cedar Rapids
89
Sioux City
Transportation
92
Cedar Rapids
92
Sioux City
Healthcare
102
Cedar Rapids
101
Sioux City

Salary Equivalence

A $75,000 salary in Cedar Rapids has the same purchasing power as $78,659 in Sioux City.

Conversely, $75,000 in Sioux City equals $71,512 in Cedar Rapids.

Living in Cedar Rapids vs Sioux City

Housing Costs

Cedar Rapids's housing index of 65 is lower Sioux City's 74, translating to median home prices of $195,000 vs $182,000. The $13,000 difference in home prices means roughly $840 per year in additional mortgage costs at current rates. Renters face a similar gap: $925/mo in Cedar Rapids compared to $875/mo in Sioux City, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 99 in Cedar Rapids and 97 in Sioux City. A household spending the national average of $475/month on groceries would pay approximately $470/month in Cedar Rapids vs $461/month in Sioux City. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Cedar Rapids and 89 in Sioux City. Monthly utility bills average approximately $380 in Cedar Rapids vs $356 in Sioux City. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Cedar Rapids and 101 in Sioux City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $70,400 in Cedar Rapids and $65,500 in Sioux City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $85,854 and $76,163 respectively. Cedar Rapids residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,643/month to housing in Cedar Rapids vs $1,528/month in Sioux City. In Cedar Rapids, median rent of $925/mo fits within this budget. In Sioux City, median rent of $875/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 9 index points — focus your budget analysis there.

Frequently Asked Questions

Cedar Rapids is 4.7% more affordable overall with an index of 82 vs 86.
A $75,000 salary in Cedar Rapids has equivalent purchasing power to approximately $78,659 in Sioux City, based on the cost of living difference.
Cedar Rapids's housing index is 65 with median homes at $195,000, while Sioux City's is 74 with median homes at $182,000.

Moving & Relocation Resources

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