City Comparison

Cedar Rapids vs Scottsdale

Cost of Living Comparison · 2026

Cedar Rapids

Iowa
82
Very Affordable
$195,000
Median Home
$925/mo
Median Rent
$70,400
Median Income

Scottsdale

Arizona
123
Expensive
$580,000
Median Home
$2,000/mo
Median Rent
$92,298
Median Income

The Verdict

33.3%

The cost gap between these cities is 33.3%, with Cedar Rapids being the more affordable option. A $75,000 income in Cedar Rapids has equivalent purchasing power to $112,500 in Scottsdale.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
65
Cedar Rapids
162
Scottsdale
Groceries
99
Cedar Rapids
103
Scottsdale
Utilities
95
Cedar Rapids
96
Scottsdale
Transportation
92
Cedar Rapids
103
Scottsdale
Healthcare
102
Cedar Rapids
95
Scottsdale

Salary Equivalence

A $75,000 salary in Cedar Rapids has the same purchasing power as $112,500 in Scottsdale.

Conversely, $75,000 in Scottsdale equals $50,000 in Cedar Rapids.

Living in Cedar Rapids vs Scottsdale

Housing Costs

Cedar Rapids's housing index of 65 is lower Scottsdale's 162, translating to median home prices of $195,000 vs $580,000. The $385,000 difference in home prices means roughly $25,020 per year in additional mortgage costs at current rates. Renters face a similar gap: $925/mo in Cedar Rapids compared to $2,000/mo in Scottsdale, a monthly difference of $1,075.

Grocery & Food Costs

Grocery expenses index at 99 in Cedar Rapids and 103 in Scottsdale. A household spending the national average of $475/month on groceries would pay approximately $470/month in Cedar Rapids vs $489/month in Scottsdale. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Cedar Rapids and 96 in Scottsdale. Monthly utility bills average approximately $380 in Cedar Rapids vs $384 in Scottsdale. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Cedar Rapids and 95 in Scottsdale. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $70,400 in Cedar Rapids and $92,298 in Scottsdale. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $85,854 and $75,039 respectively. Cedar Rapids residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,643/month to housing in Cedar Rapids vs $2,154/month in Scottsdale. In Cedar Rapids, median rent of $925/mo fits within this budget. In Scottsdale, median rent of $2,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 97 index points — focus your budget analysis there.

Frequently Asked Questions

Cedar Rapids is 33.3% more affordable overall with an index of 82 vs 123.
A $75,000 salary in Cedar Rapids has equivalent purchasing power to approximately $112,500 in Scottsdale, based on the cost of living difference.
Cedar Rapids's housing index is 65 with median homes at $195,000, while Scottsdale's is 162 with median homes at $580,000.

Moving & Relocation Resources

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