City Comparison

Cedar Rapids vs Murfreesboro

Cost of Living Comparison · 2026

Cedar Rapids

Iowa
82
Very Affordable
$195,000
Median Home
$925/mo
Median Rent
$70,400
Median Income

Murfreesboro

Tennessee
93
Below Average
$325,000
Median Home
$1,350/mo
Median Rent
$55,200
Median Income

The Verdict

11.8%

Cedar Rapids is 11.8% less expensive than Murfreesboro overall. A household earning $75,000 in Cedar Rapids would need approximately $85,061 in Murfreesboro to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
65
Cedar Rapids
85
Murfreesboro
Groceries
99
Cedar Rapids
95
Murfreesboro
Utilities
95
Cedar Rapids
89
Murfreesboro
Transportation
92
Cedar Rapids
97
Murfreesboro
Healthcare
102
Cedar Rapids
96
Murfreesboro

Salary Equivalence

A $75,000 salary in Cedar Rapids has the same purchasing power as $85,061 in Murfreesboro.

Conversely, $75,000 in Murfreesboro equals $66,129 in Cedar Rapids.

Living in Cedar Rapids vs Murfreesboro

Housing Costs

Cedar Rapids's housing index of 65 is lower Murfreesboro's 85, translating to median home prices of $195,000 vs $325,000. The $130,000 difference in home prices means roughly $8,448 per year in additional mortgage costs at current rates. Renters face a similar gap: $925/mo in Cedar Rapids compared to $1,350/mo in Murfreesboro, a monthly difference of $425.

Grocery & Food Costs

Grocery expenses index at 99 in Cedar Rapids and 95 in Murfreesboro. A household spending the national average of $475/month on groceries would pay approximately $470/month in Cedar Rapids vs $451/month in Murfreesboro. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Cedar Rapids and 89 in Murfreesboro. Monthly utility bills average approximately $380 in Cedar Rapids vs $356 in Murfreesboro. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Cedar Rapids and 96 in Murfreesboro. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $70,400 in Cedar Rapids and $55,200 in Murfreesboro. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $85,854 and $59,355 respectively. Cedar Rapids residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,643/month to housing in Cedar Rapids vs $1,288/month in Murfreesboro. In Cedar Rapids, median rent of $925/mo fits within this budget. In Murfreesboro, median rent of $1,350/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 20 index points — focus your budget analysis there.

Frequently Asked Questions

Cedar Rapids is 11.8% more affordable overall with an index of 82 vs 93.
A $75,000 salary in Cedar Rapids has equivalent purchasing power to approximately $85,061 in Murfreesboro, based on the cost of living difference.
Cedar Rapids's housing index is 65 with median homes at $195,000, while Murfreesboro's is 85 with median homes at $325,000.

Moving & Relocation Resources

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