City Comparison

Cedar Rapids vs Missoula

Cost of Living Comparison · 2026

Cedar Rapids

Iowa
82
Very Affordable
$195,000
Median Home
$925/mo
Median Rent
$70,400
Median Income

Missoula

Montana
115
Above Average
$460,000
Median Home
$1,400/mo
Median Rent
$49,234
Median Income

The Verdict

28.7%

Living in Cedar Rapids costs 28.7% less than Missoula. To match the purchasing power of a $75,000 salary in Cedar Rapids, you would need $105,183 in Missoula.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
65
Cedar Rapids
141
Missoula
Groceries
99
Cedar Rapids
103
Missoula
Utilities
95
Cedar Rapids
89
Missoula
Transportation
92
Cedar Rapids
101
Missoula
Healthcare
102
Cedar Rapids
102
Missoula

Salary Equivalence

A $75,000 salary in Cedar Rapids has the same purchasing power as $105,183 in Missoula.

Conversely, $75,000 in Missoula equals $53,478 in Cedar Rapids.

Living in Cedar Rapids vs Missoula

Housing Costs

Cedar Rapids's housing index of 65 is lower Missoula's 141, translating to median home prices of $195,000 vs $460,000. The $265,000 difference in home prices means roughly $17,220 per year in additional mortgage costs at current rates. Renters face a similar gap: $925/mo in Cedar Rapids compared to $1,400/mo in Missoula, a monthly difference of $475.

Grocery & Food Costs

Grocery expenses index at 99 in Cedar Rapids and 103 in Missoula. A household spending the national average of $475/month on groceries would pay approximately $470/month in Cedar Rapids vs $489/month in Missoula. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Cedar Rapids and 89 in Missoula. Monthly utility bills average approximately $380 in Cedar Rapids vs $356 in Missoula. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Cedar Rapids and 102 in Missoula. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $70,400 in Cedar Rapids and $49,234 in Missoula. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $85,854 and $42,812 respectively. Cedar Rapids residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,643/month to housing in Cedar Rapids vs $1,149/month in Missoula. In Cedar Rapids, median rent of $925/mo fits within this budget. In Missoula, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 76 index points — focus your budget analysis there.

Frequently Asked Questions

Cedar Rapids is 28.7% more affordable overall with an index of 82 vs 115.
A $75,000 salary in Cedar Rapids has equivalent purchasing power to approximately $105,183 in Missoula, based on the cost of living difference.
Cedar Rapids's housing index is 65 with median homes at $195,000, while Missoula's is 141 with median homes at $460,000.

Moving & Relocation Resources

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