City Comparison

Cedar Rapids vs Medford

Cost of Living Comparison · 2026

Cedar Rapids

Iowa
82
Very Affordable
$195,000
Median Home
$925/mo
Median Rent
$70,400
Median Income

Medford

Oregon
106
Above Average
$406,000
Median Home
$1,375/mo
Median Rent
$73,200
Median Income

The Verdict

22.6%

Living in Cedar Rapids costs 22.6% less than Medford. To match the purchasing power of a $75,000 salary in Cedar Rapids, you would need $96,951 in Medford.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
65
Cedar Rapids
139
Medford
Groceries
99
Cedar Rapids
108
Medford
Utilities
95
Cedar Rapids
97
Medford
Transportation
92
Cedar Rapids
108
Medford
Healthcare
102
Cedar Rapids
100
Medford

Salary Equivalence

A $75,000 salary in Cedar Rapids has the same purchasing power as $96,951 in Medford.

Conversely, $75,000 in Medford equals $58,019 in Cedar Rapids.

Living in Cedar Rapids vs Medford

Housing Costs

Cedar Rapids's housing index of 65 is lower Medford's 139, translating to median home prices of $195,000 vs $406,000. The $211,000 difference in home prices means roughly $13,716 per year in additional mortgage costs at current rates. Renters face a similar gap: $925/mo in Cedar Rapids compared to $1,375/mo in Medford, a monthly difference of $450.

Grocery & Food Costs

Grocery expenses index at 99 in Cedar Rapids and 108 in Medford. A household spending the national average of $475/month on groceries would pay approximately $470/month in Cedar Rapids vs $513/month in Medford. Cedar Rapids offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Cedar Rapids and 97 in Medford. Monthly utility bills average approximately $380 in Cedar Rapids vs $388 in Medford. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Cedar Rapids and 100 in Medford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $70,400 in Cedar Rapids and $73,200 in Medford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $85,854 and $69,057 respectively. Cedar Rapids residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,643/month to housing in Cedar Rapids vs $1,708/month in Medford. In Cedar Rapids, median rent of $925/mo fits within this budget. In Medford, median rent of $1,375/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 74 index points — focus your budget analysis there.

Frequently Asked Questions

Cedar Rapids is 22.6% more affordable overall with an index of 82 vs 106.
A $75,000 salary in Cedar Rapids has equivalent purchasing power to approximately $96,951 in Medford, based on the cost of living difference.
Cedar Rapids's housing index is 65 with median homes at $195,000, while Medford's is 139 with median homes at $406,000.

Moving & Relocation Resources

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