City Comparison

Cedar Rapids vs Long Beach

Cost of Living Comparison · 2026

Cedar Rapids

Iowa
82
Very Affordable
$195,000
Median Home
$925/mo
Median Rent
$70,400
Median Income

Long Beach

California
155
Very Expensive
$700,000
Median Home
$2,200/mo
Median Rent
$60,567
Median Income

The Verdict

47.1%

The cost gap between these cities is 47.1%, with Cedar Rapids being the more affordable option. A $75,000 income in Cedar Rapids has equivalent purchasing power to $141,768 in Long Beach.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
65
Cedar Rapids
236
Long Beach
Groceries
99
Cedar Rapids
106
Long Beach
Utilities
95
Cedar Rapids
114
Long Beach
Transportation
92
Cedar Rapids
118
Long Beach
Healthcare
102
Cedar Rapids
103
Long Beach

Salary Equivalence

A $75,000 salary in Cedar Rapids has the same purchasing power as $141,768 in Long Beach.

Conversely, $75,000 in Long Beach equals $39,677 in Cedar Rapids.

Living in Cedar Rapids vs Long Beach

Housing Costs

Cedar Rapids's housing index of 65 is lower Long Beach's 236, translating to median home prices of $195,000 vs $700,000. The $505,000 difference in home prices means roughly $32,820 per year in additional mortgage costs at current rates. Renters face a similar gap: $925/mo in Cedar Rapids compared to $2,200/mo in Long Beach, a monthly difference of $1,275.

Grocery & Food Costs

Grocery expenses index at 99 in Cedar Rapids and 106 in Long Beach. A household spending the national average of $475/month on groceries would pay approximately $470/month in Cedar Rapids vs $504/month in Long Beach. Cedar Rapids offers a meaningful advantage on everyday food costs, saving roughly $408/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Cedar Rapids and 114 in Long Beach. Monthly utility bills average approximately $380 in Cedar Rapids vs $456 in Long Beach. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 102 in Cedar Rapids and 103 in Long Beach. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $70,400 in Cedar Rapids and $60,567 in Long Beach. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $85,854 and $39,075 respectively. Cedar Rapids residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,643/month to housing in Cedar Rapids vs $1,413/month in Long Beach. In Cedar Rapids, median rent of $925/mo fits within this budget. In Long Beach, median rent of $2,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 171 index points — focus your budget analysis there.

Frequently Asked Questions

Cedar Rapids is 47.1% more affordable overall with an index of 82 vs 155.
A $75,000 salary in Cedar Rapids has equivalent purchasing power to approximately $141,768 in Long Beach, based on the cost of living difference.
Cedar Rapids's housing index is 65 with median homes at $195,000, while Long Beach's is 236 with median homes at $700,000.

Moving & Relocation Resources

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