City Comparison

Cedar Rapids vs Johnson City

Cost of Living Comparison · 2026

Cedar Rapids

Iowa
82
Very Affordable
$195,000
Median Home
$925/mo
Median Rent
$70,400
Median Income

Johnson City

Tennessee
85
Very Affordable
$276,000
Median Home
$1,025/mo
Median Rent
$55,400
Median Income

The Verdict

3.5%

Living in Cedar Rapids costs 3.5% less than Johnson City. To match the purchasing power of a $75,000 salary in Cedar Rapids, you would need $77,744 in Johnson City.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
65
Cedar Rapids
66
Johnson City
Groceries
99
Cedar Rapids
95
Johnson City
Utilities
95
Cedar Rapids
95
Johnson City
Transportation
92
Cedar Rapids
88
Johnson City
Healthcare
102
Cedar Rapids
94
Johnson City

Salary Equivalence

A $75,000 salary in Cedar Rapids has the same purchasing power as $77,744 in Johnson City.

Conversely, $75,000 in Johnson City equals $72,353 in Cedar Rapids.

Living in Cedar Rapids vs Johnson City

Housing Costs

Cedar Rapids's housing index of 65 is lower Johnson City's 66, translating to median home prices of $195,000 vs $276,000. The $81,000 difference in home prices means roughly $5,268 per year in additional mortgage costs at current rates. Renters face a similar gap: $925/mo in Cedar Rapids compared to $1,025/mo in Johnson City, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 99 in Cedar Rapids and 95 in Johnson City. A household spending the national average of $475/month on groceries would pay approximately $470/month in Cedar Rapids vs $451/month in Johnson City. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Cedar Rapids and 95 in Johnson City. Monthly utility bills average approximately $380 in Cedar Rapids vs $380 in Johnson City. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Cedar Rapids and 94 in Johnson City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $70,400 in Cedar Rapids and $55,400 in Johnson City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $85,854 and $65,176 respectively. Cedar Rapids residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,643/month to housing in Cedar Rapids vs $1,293/month in Johnson City. In Cedar Rapids, median rent of $925/mo fits within this budget. In Johnson City, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 8 index points — focus your budget analysis there.

Frequently Asked Questions

Cedar Rapids is 3.5% more affordable overall with an index of 82 vs 85.
A $75,000 salary in Cedar Rapids has equivalent purchasing power to approximately $77,744 in Johnson City, based on the cost of living difference.
Cedar Rapids's housing index is 65 with median homes at $195,000, while Johnson City's is 66 with median homes at $276,000.

Moving & Relocation Resources

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